On-chain infrastructure · Built for institutions

The financial
operating system
for on-chain finance.

x0 powers exchanges, banks, and treasuries with production-grade infrastructure for settlement, issuance, custody, and decentralized exchange — across every major chain.

Explore the stack
12+
Chains supported
<1s
Settlement finality
99.99%
Platform uptime
$0
Counterparty risk
// Services

Four pillars. One programmable stack.

Modular by design — adopt the entire platform, or integrate individual modules into your existing financial infrastructure.

Banking Infrastructure

Core banking platform software built for chartered banks, neobanks, and fintechs deploying on-chain accounts, custody, and ledgers.

  • Programmable accounts & ledger
  • Custody & key management
  • Compliance & audit primitives

Settlement Rails

Multi-chain liquidity routing and atomic settlement across the largest networks — built for institutional throughput.

  • Cross-chain atomic settlement
  • Unified liquidity layer
  • Sub-second finality routing

Tokens & CBDC

End-to-end issuance stack for stablecoins, tokenized deposits, RWAs, and sovereign CBDC pilots — with full lifecycle controls.

  • Issuance & redemption flows
  • Whitelisting & freeze controls
  • Reserve attestation hooks

Decentralized Swap

White-label DEX and exchange engine with concentrated liquidity, intent-based routing, and institutional market-maker tooling.

  • AMM & orderbook hybrid
  • MEV-protected execution
  • Institutional API & SDK
// Platform

One unified layer between money and chains.

x0 abstracts the complexity of multi-chain finance into a single API surface. Issue assets, move liquidity, settle trades, and run a decentralized exchange — without rebuilding the plumbing for every network.

Institution-grade security

MPC custody, HSM signing, SOC2-aligned controls.

Global chain coverage

Ethereum, L2s, Solana, Cosmos, Bitcoin and more.

Sub-second execution

Optimistic routing with deterministic finality.

Composable modules

Adopt the full stack — or just the layer you need.

x0 stack
Applications
Exchanges · Banks · Treasuries
x0 API & SDK
REST · gRPC · TS / Go / Rust
Issuance Engine
Tokens · CBDC
Swap Engine
AMM · Orderbook
Settlement Rails
Cross-chain
Banking Core
Ledger · Custody
Chain Abstraction Layer
12+ networks
Networks
ETH · SOL · BTC · L2s
// Why x0

Built by operators who shipped at the core of finance.

x0

Regulatory-ready

Designed alongside compliance teams at chartered banks and licensed exchanges. Travel rule, MiCA and bank-grade audit trails baked in.

x0

Production-proven

Powering live settlement flows across institutional desks. Tested at scale under real-world volatility and volume.

x0

Open & sovereign

Deploy in our cloud, your VPC, or fully on-prem. Your keys, your data, your jurisdiction — always.

x0

See x0 in production.

Book a working session with our engineering team. We'll walk through your use case and show you the stack live — no slideware.

sebastian@x0.network